Stan Darling Insurance Inc. | Cottage Insurance Calculator

Qualifying Questions
Is there rental income?
- Yes
- No
Does the cottage have any of the following?
- Less than 100 amp electrical service
- Any underground tanks
- Any Galvanized plumbing
- Any knob and tube wiring
- 3 mortgage or more on property
- If cottage is on an island, does a year-round road NOT reach the boat launch?
How old is the building?*
- More than 25 years
- Between 20-25 years
- Less than 20 years
Rebuilding Cost of Cottage*
Cottages valued less than $100,000 do not qualify for insurance.
Cottages valued greater than $750,000, please Contact Us as you may be eligible for special discounts.
Please enter a number from 100000 to 750000.
Please Contact Us
We are sorry, however this program is specifically designed for cottages that are rented. Without receiving rental income you should contact our office to discuss other insurance options available to you.

Qualifying Questions for Cottages greater than 25 Years Old
Please verify the following:*
To receive an automatic quote for your cottage insurance, you must meet all of the following requirements. If you do not meet these requirements, please contact us to discuss options.
- Roof updated within past 25 years
- Plumbing updated within past 25 years
- Electrical updated within past 25 years
- Heating updated within past 25 years
The four questions must be answered (checked) to proceed.
If your property does not meet these criteria, please contact us to discuss options.

	NP.TG2	NP.TG3	NP.Island	Broad.TG2	Broad.TG3	Broad.Island
1000	.513	.62	.834	.588	.695	.909
2500	.47	.567	.749	.535	.631	.823
5000	.428	.513	.674	.481	.567	.749

Cottage Insurance Calculator